Tips When Choosing a Home Contractor

HERKIMER COUNTY OFFICE FOR THE AGING                           Page 1

Tips When Choosing a Home Contractor

·       Beware of Unsolicited Offers - Avoid doing business with contractors who show up at your door or contact you by phone.

·       Licensing Requirements - Make sure the contractor is licensed in your town or county.

·       Get a Written Estimate - Obtain at least three written estimates, especially if it is going to be a big job.

·       Get a Written Contract - Always insist on a written contract specifying all terms, timeline and breakdown of payments. Under New York State law, any home improvement contractor who fails to provide a written contract (for a contract over $500) may be fined up to $2,500.

·       Do Not Pay Upfront - Do not make the final payment until all work has been finalized. Avoid paying in cash.

·       Get Proof of Insurance - Get proof of the contractor's insurance coverage.

·       Check References - Obtain local references from the contractor and check if they are legitimate; know what permits are required.

·       Building Permits Requirements - Find out what construction and building permits are required in your municipality.

For more information on Hiring a Home Improvement Contractor, visit: https://www.dos.ny.gov/consumerprotection/.

To file a consumer complaint, contact the Department of State's Division of Consumer Protections at 1-800-697-1220 or file a complaint online at www.dos.ny.gov.

Or call the Office for The
Aging/NYConnects at 315-867-1415, or the Herkimer Flood Hotline at 315-547-3301
or  go to their website at
www.herkimerflood.org